Hard covered book titled GROW RICH SLOWLY, THE MERRILL LYNCH GUIDE TO RETIREMENT PLANNING by Don Underwood and Paul Brown, 1993. Most people start planning too late, and have too little money saved. To find out if your financial future adds up, use your retirement calculator, then you can follow the Merrill Lunch 4-S plan of saving more, saving systematically, saving tax-advantaged, saving smarter and turn your retirement dreams into reality. This book is in VG condition. 521 pages are clean and intact, and the binding is tight. A must have for your investment/finance library!